3 reasons why I’d buy stocks now and aim to hold them forever

first_img See all posts by Peter Stephens Enter Your Email Address Simply click below to discover how you can take advantage of this. Peter Stephens | Friday, 5th February, 2021 Our 6 ‘Best Buys Now’ Shares Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Get the full details on this £5 stock now – while your report is free. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. A strategy to buy stocks now and hold them over the long run has been relatively successful in the past. This does not mean it will necessarily be profitable in future. However, giving holdings with time to deliver on their potential could be a shrewd move.Furthermore, the potential for a long-term economic recovery could lift the performances of many businesses in the coming years. This could lead to rising stock market valuations from which short-term investors do not fully benefit.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Buying stocks today to benefit from a potential economic recoveryAn economic recovery from today’s challenges cannot be guaranteed. However, the past performance of the economy suggests that it is likely to take place in the coming years. After all, no recession or depression has ever been permanent in nature. A plan to buy stocks now could be a means of benefiting from a potential improvement in operating conditions for many businesses.Of course, some companies and sectors may respond more positively than others to an economic recovery. Therefore, it is important to reduce risk through diversifying across a wide range of companies. In doing so, it may be possible to harness a long-term recovery that also leads to improving investor sentiment and rising stock prices.Providing time to deliver on strategy changesThe coronavirus pandemic has caused many companies to experience disruption and change within their industries. For example, retailers may need to shift additional resources online. Similarly, hospitality companies may need to service consumers at home to an increasingly large extent.A plan to buy stocks and hold them for the long run provides businesses with the opportunity to put into effect their revised strategies. They may take time to develop and implement. They may take even longer to make a positive impact on financial performance. Clearly, there is no guarantee that strategy change will lead to a rising share price. But, allowing a company the time to grow could be a prudent move.A short-term focus may cause additional challengesA long-term focus when buying stocks may also be beneficial because of the potential for high volatility in the stock market. Even though there has been a market rally since the 2020 market crash, an uncertain economic outlook may mean there is scope for further ups and downs in future.This could negatively impact both long- and short-term investors. However, investors with a long-term focus may be able to capitalise on it through buying shares when they trade at lower prices. They may deliver on the aim of experiencing a recovery over the long term. Furthermore, they may be less concerned by the performance of their portfolios in the short run, in terms of experiencing paper losses, if they are focused on valuations over a long time horizon. 3 reasons why I’d buy stocks now and aim to hold them forever FREE REPORT: Why this £5 stock could be set to surge Image source: Getty Images last_img read more

Read More →

Research to lose sleep over

first_imgThis is one in a series of profiles showcasing some of Harvard’s stellar graduates.It’s not uncommon to hear of undergraduates pulling all-nighters to prepare for exams or finish papers. Even though a number of studies have shown that sleep deprivation is unhealthy and can actually be counterproductive, that does little to sway the average student when deadlines loom.So Will Clerx ’14 set out to dig deeper, specifically to study the physiological effects that irregular sleep patterns have on college students. Having served as an undergraduate researcher in the Division of Sleep and Circadian Disorders at Brigham and Women’s Hospital in Boston, a Harvard affiliate, Clerx designed and ran an experiment involving 61 of his fellow students. His research helped provide insight into how irregular sleep patterns affect undergraduate performance. And his work is included in the documentary “The Great American Sleep Project,” which will air on the National Geographic network.“There are always competing priorities that arise, and college students don’t always make regular sleep their highest priority,” said Clerx. “But when you do the research, you see that irregular sleep patterns are associated with lower academic performance. So really, it appears to be counterproductive. It’s one of those things where people don’t necessarily realize what they’re doing to their bodies.”A molecular and cellular biology concentrator, Clerx said his interest in science began when he was a small child looking for insects in his Seekonk, Mass., backyard.“I was always fascinated by the natural world and exploring why things are the way they are. But while it’s something that has always interested me, I’ve found that it’s one thing to read about science, about biology, and another thing to ‘do science,’ ” said the Cabot House resident. “I’ve always been a passionate consumer of knowledge, as is everyone at Harvard; that’s how we got here, that’s why we’re graduating. But once you’re here at Harvard, you have a very special opportunity to become a creator of knowledge.”In addition to his work in the lab, Clerx was inducted into Phi Beta Kappa as a junior, and is a former Cabot House Committee member and a member of the Harvard Catholic Student Association. Those who know him say he is a natural leader.“Will brings intellect, passion, and humor to everything he does.  He takes on challenging questions that impact the quality of life on a societal level while also caring deeply for those around him. He has contributed to both Cabot House and the broader College community through his intellectual, social, and personal leadership in immeasurable ways.  He is truly a gem of a person,” Rakesh and Stephanie Khurana, co-masters of Cabot House, said in a joint statement. Rakesh Khurana is the incoming dean of Harvard College.Entering his freshman year, Clerx took courses that fueled his interest in biology, but he wasn’t sure where his focus should be within the field. In the summer after his first year, he participated in the international Genetically Engineered Machine (iGEM) competition, a program that engages students in synthetic-biology research by having them collaborate on a research project of their own design, with the aim of creating biological systems that perform new functions.Clerx called this a “formative experience,” but said it wasn’t quite what he was seeking.“I realized that this kind of research could have far-reaching and important impacts, but it was pretty far removed from the clinical side, from people. I took a step back and realized I really wanted to work more directly with people,” he said.That’s when he took a class taught by Charles Czeisler ’74, the Frank Baldino Jr., Ph.D. Professor of Sleep Medicine. Clerx learned about the circadian clock, the biomechanism that guides sleep patterns, and how environmental time cues such as light can alter that internal clock and affect sleep.“I was hooked,” he said. “Sleep is very tangible. It is something everyone experiences, everyone knows, and we think we understand it so well, but there is really so much more we can learn.”In the fall of 2012, Clerx began working in the sleep lab. He continued to learn about how lack or disruption of sleep over time can unsettle the body, affecting important hormones such as melatonin and cortisol and increasing the risk of heart disease, cancer, and diabetes. And he saw how light exposure can influence the body’s internal clock. Yet he didn’t think that enough was being done to see how all of this was affecting undergraduates, whose exposure to light from smartphones and computer screens late into the evening has increased tremendously in the 21st century.For his experiment conducted in the fall semester, he recruited fellow Harvard undergraduates and compared students with regular sleep schedules to those with irregular sleep patterns. His work evolved into his senior thesis.“Will’s creativity and talent enabled him to make an important discovery linking irregular sleep-wake schedules with changes in the brain’s circadian clock. His thesis research was truly exemplary,” Czeisler said.“What I found was an effect similar to what some have called ‘social jet lag.’ Exposure to nocturnal light was associated with setting the circadian clock of the irregular sleepers back nearly three hours. This means that, on average, these students are in Boston, geographically speaking, but are essentially living in California, biologically speaking.” Clerx said. “I could tell college students they could sleep more. But if I could tell them that if they slept more regularly it might be the difference between a B+ and an A-, that has very tangible meaning.”After graduation, Clerx will continue to work in the sleep lab, but eventually plans to go to medical school to become a pediatric oncologist.“When you have children who are sick, young kids just at the beginning of their lives, there seems to be something fundamentally wrong with that. You’re fighting for the life ahead of them. There’s no doubt that it can be a tough environment when things don’t work out, but at the same time I think there’s a lot of room there to bring hope to people, and that’s what interests me,” he said.As for his own sleep patterns, does Clerx practice what his research teaches?“I am by no means a perfect human,” he said with a laugh, “but I am certainly aware of it. But there have been times when I stay up late writing a paper, look at the clock, and say to myself, ‘My risk of diabetes is going up.’ ”last_img read more

Read More →

Consumers hungry for EMV information

first_img 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr So much of a successful EMV chip card rollout strategy depends on cardmember education. Although the physical changes credit cards are going through are subtle, the transaction experience is unique depending on the merchant.Consumers are primed for the information, particularly because awareness does not always equal satisfaction. According to a recent survey, one in five consumers say transaction time is their top concern when using an EMV-enabled credit or debit card. This underscores the importance of helping cardmembers understand those few extra seconds to insert rather than swipe are predicted to have a tremendous impact on fraud prevention.Aside from sharing the “why” of EMV migration with your cardmembers, it’s important to send a heads-up on how to use the card, especially with what has become a varied user experience. Here are a few pointers to consider sharing as your financial institution issues EMV chip cards: continue reading »last_img read more

Read More →