Standard Chartered Bank Plc 2006 Annual Report

first_imgStandard Chartered Bank Zambia Plc (SCZ.zm) listed on the Lusaka Securities Exchange under the Banking sector has released it’s 2006 annual report.For more information about Standard Chartered Bank Zambia Plc (SCZ.zm) reports, abridged reports, interim earnings results and earnings presentations, visit the Standard Chartered Bank Zambia Plc (SCZ.zm) company page on AfricanFinancials.Document: Standard Chartered Bank Zambia Plc (SCZ.zm)  2006 annual report.Company ProfileStandard Chartered Bank Zambia Plc is a leading financial services company providing products and services in three key segments: corporate and institutional banking (CIB), retail banking and commercial banking. The financial institution has a national footprint with 25 branches and four electronic banking centres located in the Copperbelt, Lusaka, Northern, North Western, Southern and Western Provinces. The CIB division provides corporate clients with solutions for trading, corporate finance, loans, trade finance, cash management, deposits and treasury. The Retail division services personal, priority and business clients; providing solutions for transactional accounts, deposits, overdrafts and loans, and investment service. The Commercial division manages mid-sized companies that fall between CIB and Retail banking. Standard Chartered Bank Zambia is a subsidiary of the Standard Chartered Bank Group which is an international financial services conglomerate, with headquarters in London, United Kingdom. Standard Chartered Bank Zambia Plc is listed on the Lusaka Stock Exchangelast_img read more

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Wichita church embraces its role in urban ministries

first_img Press Release Service Rector Hopkinsville, KY Director of Administration & Finance Atlanta, GA Family Ministry Coordinator Baton Rouge, LA Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Curate (Associate & Priest-in-Charge) Traverse City, MI Rector and Chaplain Eugene, OR Rector Albany, NY New Berrigan Book With Episcopal Roots Cascade Books Priest Associate or Director of Adult Ministries Greenville, SC Rector (FT or PT) Indian River, MI Submit a Press Release The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Canon for Family Ministry Jackson, MS Rector Pittsburgh, PA Cathedral Dean Boise, ID Assistant/Associate Rector Washington, DC Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Featured Jobs & Calls By Melodie WoermanPosted Jul 2, 2019 Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Featured Events This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector/Priest in Charge (PT) Lisbon, ME Wichita church embraces its role in urban ministries Missioner for Disaster Resilience Sacramento, CA Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Belleville, IL Assistant/Associate Rector Morristown, NJ Associate Rector for Family Ministries Anchorage, AK In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Priest-in-Charge Lebanon, OH Rector Smithfield, NC Director of Music Morristown, NJ TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Bath, NC Submit a Job Listing Rector Knoxville, TN Youth Minister Lorton, VA Rector Martinsville, VA Rector Shreveport, LA Associate Rector Columbus, GA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Bishop Diocesan Springfield, IL Assistant/Associate Priest Scottsdale, AZ Submit an Event Listing Rector Collierville, TN Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Rector Washington, DC The Rev. Arland Wallace, left, assists the Rev. Eli Montes on June 1 as she prepares to bless the ministries taking place in the parking lot across the street from St. John’s Episcopal Church in Wichita, Kansas. Photo: Tom Pott[The Episcopal Diocese of Kansas] For more than 25 years, St. John’s in Wichita, Kansas, has provided sacks of sandwiches every Saturday to people in need. But in recent months, the church has partnered with organizations to serve even more people in new ways. And through it all, the church has maintained a ministry of presence to people who are homeless in downtown Wichita.Late last year, the church moved its Sandwich Saturdays distribution from an area behind the church to a vacant parking lot across the street to make it easier to hand out its 200 meals. That led Joshua Reed, a nurse practitioner who had developed a model for street medicine, to ask if he could bring his new medical trailer to the parking lot to provide care for people who came to eat, and others. Then, later in the spring, the church was approached by Family Promise, a group that helps homeless families, about using a vacant building the church owns for part of its work.Together, these efforts have resulted in what the church has labeled “St. John’s Urban Ministries.”Shirley Orr, St. John’s senior warden, said these partnerships reflect the fact that “we are an urban church serving an urban population.” She said the church wanted to be a better neighbor to the community around it. Those efforts have “radically transformed the congregation,” she said, prompting a more intentional effort to serve those who rely on the shelters and soup kitchens in the neighborhoods around the church. Orr said, “Our hope is that people see that we have a social justice mission and are trying to be the hands of Jesus in the world.”Medicine for people on the streetThat effort rang true with Reed, who grew up attending St. Paul’s in Clay Center, Kansas, before drifting away from the church as a young adult. As a nurse working in a variety of clinics and hospitals, he saw patients arrive with serious complications that could have been avoided if they had access to medical care that didn’t require a phone to make an appointment or a car to get there. He researched best practices for care with those who are homeless and spent time in Pittsburgh, Pennsylvania, to see if a model of street medicine could work. He came back to Wichita convinced it could.While working full time in an area emergency room, he started the ICT Street Team, a registered nonprofit (ICT is the airport code for Wichita). It consists of a trailer with exam tables stocked with everything a health care professional would need to treat the kinds of conditions Reed’s team sees in homeless patients: wound care, lesion removal, and management of chronic illness including COPD and asthma, high blood pressure and diabetes. Donations from pharmaceutical manufacturers allow him to provide antibiotics, insulin and other medications without charge. Meds that need to be kept refrigerated, along with other supplies, are stored in an office space that the church provides.The trailer also includes equipment to run diagnostic tests, including blood work and EKGs, to better treat patients.Josh Reed, left, the founder of the ICT Street Team clinic, and other volunteers get ready to see patients outside the mobile medical clinic. Photo: Tom PottReed said the Street Team provides key aspects of care for people living on the streets – availability and consistency. They are in the parking lot across from St. John’s every Wednesday and Saturday morning. When they hand out medicine for high blood pressure, or insulin for diabetics, they ask people to return for follow-up testing. And patients know they will be there.Jeremy, a 27-year-old man, recently stopped by the mobile clinic because he needed help with his diabetes. He had been hospitalized to try to get his blood sugar levels under control, and while there, he lost his job and with it his health insurance. After being released, he had gone three weeks without insulin, which now costs nearly 10 times what it did five years ago.When Jeremy stopped by a recent Street Team Saturday clinic, his glucose level was in the 400s, far above the normal of around 100, leaving him feeling tired all the time, even with plenty of sleep. Reed was able to provide insulin and syringes and asked Jeremy to return the following Wednesday to get his blood checked again.Reed and those who work with him are all volunteers, and the cost of the trailer and other supplies is covered by private donations and partnerships with other organizations.During most clinic sessions, the Street Team will see as many as 30 patients, with about a quarter of them new each time. On the first Saturday of the month, however, the clinic expands and hands out donated clothing and sleeping bags, while other groups provide breakfast and other items. On those days, they can see more than 60 patients.Just being there for peopleA nurse takes the blood pressure reading for a patient at a clinic run by the ICT Street Team, a partner with St. John’s Church, in Wichita. Photo: Melodie WoermanSt. John’s rector, the Rev. Eli Montes, is present both days of the week that Reed and his team see patients, and the Rev. Arland Wallace, a deacon, joins every Saturday. They visit with folks who stop by, offering bottled water and kind words. People say it makes a difference.Walter, a tall man with a keen mind and sharp wit, said both the Street Team and St. John’s helped him through a recent medical crisis. He wasn’t feeling well, and Reed’s team discovered his blood pressure was sky high. They sent him to the hospital, where after four days, he was discharged with a prescription. With no money in his pocket, he returned to the parking lot, only to find it wasn’t a day the Street Team had a clinic. He crossed the street, knocked on the church door and was greeted by Montes, known by everyone as “Mother Eli.” She researched the cost to get his prescription filled – $4 – and gave him money to pay for it. But then, Walter said, “We sat and talked. She prayed with me. That was a low moment, but God and the church helped. That renewed my faith. It wasn’t just the $4; we talked. It encouraged me on the right path.”Shorty, who wears a ball cap and a crucifix, said that Reed’s efforts helped save his life after he got off drugs and alcohol by going cold turkey alone in his shack by the railroad tracks, last winter. He ended up in the hospital where Reed was working, diagnosed with kidney and liver disease. “Josh told me he could help me if I would let him,” Shorty said. With his conditions now stabilized with medications, he said, “God sent them to help and save me.”He said people on the streets know that “St. John’s has always had a love for us,” noting the annual memorial service in December for people who have died on the streets. But the united efforts with the ICT Street Team have expanded that. “We love them,” Shorty said. “There is love everywhere we go.” One of the Street Team nurses, working with the Wichita Police Homeless Outreach Team and the city’s Housing Authority, was able to get Shorty into an apartment, with rent and utilizes provided for two years.Montes said the partnership of the medical team and the church has helped to create a sense of community for those seeking help. “What I experience every Saturday is beyond my imagination,” she said. “People feel acknowledged, loved and cared for. They are seen. They aren’t invisible anymore.”St. John’s presence took a liturgical turn on June 1, one of the large first-Saturday clinic mornings, when Montes formally blessed all those serving and being served in the parking lot.People line up to get a sack lunch every Saturday in the parking lot across the street from St. John’s. Photo: Melodie WoermanBut St. John’s tends to more than just spiritual well-being. There is a lending library, run by retired teachers Peggy Karr and Marlene Franklin, who seek out donated books and often scour used bookstores to meet requests from those who stop by the table they set out each Saturday. Westerns and science fiction are favorites. The women do this as a labor of love because, according to Karr, “A life without reading is a life without happiness.”And the partnership with Family Promise soon will result in space to help more people. That agency is renovating an empty building of St. John’s next to the church that it will use to help more homeless families move into sustainable independence. The building will provide services such as adult training and child care, with families heading to partner churches every evening to sleep.Church is the most important partnerReed said that St. John’s is the most important partner for the ICT Street Team, surpassing even those who donate or provide free goods. The church’s eagerness to support his street medicine plan made a real difference. “Without them we couldn’t have gotten off the ground so quickly.”He said that even though Wichita has decriminalized being homeless, there remains a stigma about having homeless people on one’s property. “But homeless people congregate around the church, and they know they won’t be run out,” Reed said. “These are people who sometimes are on drugs or with mental health issues, or prostitutes or drug users, and people who are drinking, and [St. John’s] has taken the high road. The church is very embracing.”– Melodie Woerman is the Diocese of Kansas’ director of communications. Course Director Jerusalem, Israel Curate Diocese of Nebraska Rector Tampa, FL Associate Priest for Pastoral Care New York, NYlast_img read more

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Country House / Paula Livingstone + Max Velasco

first_img 2009 Country House / Paula Livingstone + Max Velasco Houses Save this picture!Courtesy of Paula Livingstone + Max VelascoRecommended ProductsEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcorePorcelain StonewareGrespaniaPorcelain Tiles- CoverlamMetallicsTECU®Copper Surface – Classic CoatedMetallicsSculptformClick-on Battens in Ivanhoe ApartmentsText description provided by the architects. The commission was to design a small house in the middle of an old peach tree plantation. The client asked us to use traditional elements from the countryside, such as pitched roofs, clay tiles and open corridors.Save this picture!Courtesy of Paula Livingstone + Max VelascoGiven these conditions, we design a house with characteristics from typical Chilean architecture. Our main objective was to generate a sequence of open spaces under a large deck that unifies the different areas of the house. We propose to maintain certain existing peach trees and place the volume respecting planting lines to benefit orientation.Save this picture!Courtesy of Paula Livingstone + Max VelascoIn short, the house is composed of three main elements:-  Enclosure: Composed of concrete and stone walls containing the inside, which open and stretch to enhance certain views and connect different areas within the site.Save this picture!Courtesy of Paula Livingstone + Max Velasco-  Concrete modules: 4 equally sized reinforced concrete modules are located with a different spatial treatment according to their program. The objective of these elements is to isolate the different rooms from each other through a wall with a habitable thickness. (cellar, barbecue-kitchen, fireplace-closet, bathroom.Save this picture!General Plan-  Roof: The roof is generated from an L-shaped concrete beam that runs around the perimeter of the house and whose main purpose is to absorb the weight of the large roof, and distribute it on the perimeter walls. This beam supports the wooden roof and clay tiles that run the entire length of the house and extend to the parking area.Project gallerySee allShow lessZaha Hadid Architects Release Video Presentation and Report on New National Stadium …Architecture News5 Reasons Frank Gehry Might be the Perfect Choice for the LA River Master PlanArticles Share CopyHouses•Rosario, Chile Architects: Max Velasco, Paula Livingstone Year Completion year of this architecture project Save this picture!Courtesy of Paula Livingstone + Max Velasco+ 19 Share Year:  Chile ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/773061/country-house-paula-livingstone-plus-max-velasco Clipboard ArchDaily “COPY” “COPY” Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/773061/country-house-paula-livingstone-plus-max-velasco Clipboard Country House / Paula Livingstone + Max VelascoSave this projectSaveCountry House / Paula Livingstone + Max Velasco CopyAbout this officePaula LivingstoneOfficeFollowMax VelascoOfficeFollowProductsWoodStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRosarioChilePublished on September 07, 2015Cite: “Country House / Paula Livingstone + Max Velasco” [Casa de Campo / Paula Livingstone + Max Velasco] 07 Sep 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – MetrisVinyl Walls3MVinyl Finish – DI-NOC™ Cross HairlinePartitionsSkyfoldVertically Folding Operable Walls – Mirage®SinksThe Splash LabTrough Sink – Monolith A SeriesSkylightsVELUX CommercialModular Skylights in Helmkehof Cultural CenterBathroom AccessoriesBradley Corporation USAWashroom AccessoriesConcrete FloorsSikaDecorative Floor CoatingsMetal PanelsSherwin-Williams Coil CoatingsFluropon® Coating in Thaden SchoolWood Boards / HPL PanelsInvestwoodViroc Nature for Partition WallsMineral / Organic PaintsKEIMMineral Wood Stain – Lignosil®-VeranoDoorsdormakabaEntrance Doors – MAGNEOSinksECOPIXELWashbasin – Light Basin LTBMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Trafalgar Square Christmas carols opportunity for groups

first_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: christmas Events Howard Lake | 19 October 2006 | News  28 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img The GLA provides free use of a small staging platform and PA system for groups. The Greater London Authority (GLA) is once again offering voluntary groups the chance to perform traditional carols in Trafalgar Square under the Christmas tree. Groups can use the opportunity to collect on behalf of their group or registered charity.The singing and fundraising slots run in the evenings from Monday 11 to Saturday 23 December.Groups can apply for the one-hour slots which start at 5pm, 6pm, 7pm and 8pm. Groups may book more than one hour, subject to availability. Advertisement Trafalgar Square Christmas carols opportunity for groupslast_img read more

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The Lowry appoints first job-share directors of development

first_img Tagged with: arts Recruitment / people  93 total views,  1 views today The Lowry appoints first job-share directors of development AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis6 The Lowry has appointed Rhiannon Mckay-Smith and Gwen Oakden as its new directors of development.The pair, who have 26 years of fundraising experience between them, will fulfil the role on a job-share basis and will be responsible for the Salford-based arts venue’s annual, non-commercial income.They replace Stephen Crocker, who is leaving in November to take up the position of chief executive of Norwich Theatre Royal.Mckay-Smith began her fundraising career at the Royal Botanic Gardens, Kew before moving to the Young Vic theatre in London’s Waterloo. She joined The Lowry as head of development in 2011 and has worked on the organisation’s £5m capital campaign, securing funding for the Artist Development Programme and over £100,000 for its annual Christmas Appeal.Oakden started her career working first for Arts & Business and then Morris Hargreaves McIntyre. A past board member of FutureEverything, she has worked for Manchester Art Gallery and The Whitworth before arriving at The Lowry in 2015 to cover Mckay-Smith’s maternity leave. Since then, she has worked on the opening of the £3m bar and restaurant, Pier Eight and the delivery of the cross-arts festival, Week 53.Julia Fawcett OBE, chief executive of The Lowry, said:“Rhiannon and Gwen are a formidable team whose skills and experience complement each other perfectly. They take the reins at a crucial period in our history when public sector funding is ever-decreasing and our artistic programme is more and more ambitious.”Photo: L-R Rhiannon Mckay-Smith and Gwen Oakden Advertisementcenter_img Melanie May | 15 September 2016 | News  94 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis6 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

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MOVE denounces museum’s desecration of children’s remains

first_imgPhiladelphiaAt an emotion filled press conference April 26, MOVE members strongly denounced the University of Pennsylvania Museum and Princeton University for holding the remains of family members killed in the 1985 police bombing of their home. From left: Carlos Africa, Janet Africa, Pam Africa (standing), Janine Africa, Consuela Africa and Eddie Africa. Credit: Joe PietteNews that Penn Museum was in possession of the remains first aired in an opinion piece by Abdul-Aliy Muhammad in the Philadelphia Inquirer April 21. The bones were given to UPenn forensic anthropologist Alan Mann by the Philadelphia Medical Office for analysis. Mann subsequently transferred to Princeton University, taking the bones with him.The bones, which are the remains of Katricia (Tree) Africa, 14, and Delisha Africa, 12, were bounced back and forth between the two Ivy League institutions over decades. UPenn issued a hasty apology to MOVE just as the press conference was starting.Janet Africa, whose daughter died in the fire, stated: “They took their bodies, desecrated and defiled them, lied about it, and we were never told that they had the remains. They used the remains in classes called ‘Adventures of Anthropology’ like some amusement park ride. You can’t go any lower.”Janine Africa said: “We’ve had our babies beat, pregnant women beat, men beat, and they put us in jail for 41 years. In 1985, Police Commissioner Gregore Sambor said the children were as much of a threat as the adults. Police shot at our children, forcing them back into the burning house.“When we were finally released, the politicians apologized and said they are sorry.  We don’t trust them. They can’t give us our children. Our children are gone. We don’t want their apologies — we want our brother Mumia Abu-Jamal released.”Tree Africa’s mother Consuela Africa was in jail during the 1985 bombing. During the press conference, she broke down in tears and had to leave for a moment. But upon returning she stated: “We just want you to see the behavior of these officials, these notable professors — they are not honorable or respectful. We are in pain, but we are not weak. We are strong people — we are revolutionaries!” FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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Solid company earnings and hopes for aid send stocks higher

first_imgLocal NewsWorld News Pinterest WhatsApp Facebook WhatsApp Twitter By Digital AIM Web Support – March 4, 2021 Currency traders watch computer monitors near screens showing the Korea Composite Stock Price Index (KOSPI), left, and the foreign exchange rate between U.S. dollar and South Korean won at the foreign exchange dealing room in Seoul, South Korea, Thursday, Feb. 4, 2021. Asian shares mostly fell Thursday as caution set in over company earnings reports, recent choppy trading in technology stocks and prospects for more economic stimulus for a world battling a pandemic.center_img TAGS  Twitter Previous articleThe Jim Pattison Broadcast Group Selects Triton Digital to Power Its Podcast Strategy and Measure Its Streaming AudienceNext articlePurdue, Nebraska meet in conference play Digital AIM Web Support Solid company earnings and hopes for aid send stocks higher Pinterest Facebooklast_img read more

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Global Pressure Relief Devices Industry (2020 to 2027) – Key Market Trends and Drivers…

first_img Facebook Local NewsBusiness Previous articleYokogawa und ICQ Consultants vereinbaren Kooperation für biopharmazeutisches GeschäftNext articleBust of Black hero of Lewis & Clark trip goes up in Portland Digital AIM Web Support WhatsApp Twitter Pinterest Facebook WhatsAppcenter_img TAGS  DUBLIN–(BUSINESS WIRE)–Feb 24, 2021– The “Pressure Relief Devices – Global Market Trajectory & Analytics” report has been added to ResearchAndMarkets.com’s offering. The publisher brings years of research experience to the 9th edition of this report. The 182-page report presents concise insights into how the pandemic has impacted production and the buy side for 2020 and 2021. A short-term phased recovery by key geography is also addressed. Global Pressure Relief Devices Market to Reach $3.8 Billion by 2027 Amid the COVID-19 crisis, the global market for Pressure Relief Devices estimated at US$2.9 Billion in the year 2020, is projected to reach a revised size of US$3.8 Billion by 2027, growing at a CAGR of 3.6% over the period 2020-2027. Low-Tech Devices, one of the segments analyzed in the report, is projected to record 3.8% CAGR and reach US$2.8 Billion by the end of the analysis period. After an early analysis of the business implications of the pandemic and its induced economic crisis, growth in the High-Tech Devices segment is readjusted to a revised 2.9% CAGR for the next 7-year period. The U.S. Market is Estimated at $795.9 Million, While China is Forecast to Grow at 6.5% CAGR The Pressure Relief Devices market in the U.S. is estimated at US$795.9 Million in the year 2020. China, the world`s second largest economy, is forecast to reach a projected market size of US$791.4 Million by the year 2027 trailing a CAGR of 6.5% over the analysis period 2020 to 2027. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at 1% and 2.7% respectively over the 2020-2027 period. Within Europe, Germany is forecast to grow at approximately 1.8% CAGR. Competitors identified in this market include, among others:Arjo ABHill-Rom Holdings, Inc.Invacare CorporationMedtronic, Inc.Paramount Bed Co., Ltd.Stryker Corporation Key Topics Covered: I. INTRODUCTION, METHODOLOGY & REPORT SCOPE II. EXECUTIVE SUMMARY 1. MARKET OVERVIEWGlobal Competitor Market SharesPressure Relief Devices Competitor Market Share Scenario Worldwide (in %): 2019 & 2025Impact of COVID-19 and a Looming Global Recession 2. FOCUS ON SELECT PLAYERS 3. MARKET TRENDS & DRIVERS 4. GLOBAL MARKET PERSPECTIVE III. MARKET ANALYSIS IV. COMPETITIONTotal Companies Profiled: 44 For more information about this report visit https://www.researchandmarkets.com/r/je2yr0 View source version on businesswire.com:https://www.businesswire.com/news/home/20210224005751/en/ CONTACT: ResearchAndMarkets.com Laura Wood, Senior Press Manager [email protected] For E.S.T Office Hours Call 1-917-300-0470 For U.S./CAN Toll Free Call 1-800-526-8630 For GMT Office Hours Call +353-1-416-8900 KEYWORD: INDUSTRY KEYWORD: MEDICAL DEVICES HEALTH SOURCE: Research and Markets Copyright Business Wire 2021. PUB: 02/24/2021 11:11 AM/DISC: 02/24/2021 11:11 AM http://www.businesswire.com/news/home/20210224005751/en By Digital AIM Web Support – April 6, 2021 Twitter Global Pressure Relief Devices Industry (2020 to 2027) – Key Market Trends and Drivers – ResearchAndMarkets.com Pinterestlast_img
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Freddie Mac Prices Sixth STACR Offering

first_img in Daily Dose, Featured, News Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Freddie Mac Prices Sixth STACR Offering Credit Risk Sharing Freddie Mac STACR 2016-09-13 Kendall Baer Share Save Tagged with: Credit Risk Sharing Freddie Mac STACR Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, Texas. Born and raised in Texas, Baer now works as the online editor for DS News. Related Articles Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Freddie Mac recently priced a $515 million Structured Agency Credit Risk (STACR) debt notes offering, according to a report from the GSE. This is reportedly the sixth one from Freddie Mac this year. The report states that through STACR, Freddie Mac transfers a significant portion of its mortgage credit risk on certain groups of loans to private investors.Pricing for STACR Series 2016-HQA3 includes M-1 class which is one-month LIBOR plus a spread of 80 basis points, M-2 class which is one month LIBOR plus a spread of 135 basis points, M-3 class which is one month LIBOR plus a spread of 385 basis points, and finally, B class which is one month LIBOR plus a spread of 900 basis points.Bank of America Merrill Lynch and Goldman, Sachs & Co. will serve as co-lead managers and joint bookrunners, according to the report.Freddie Mac states that with the STACR 2016-HQA3 offering of loans with LTVs ranging from 80 to 95 percent, Freddie Mac holds the senior loss risk in the capital structure and a portion of the risk in the Class M-1, M-2 and M-3 tranches, and the first loss Class B tranche.Additionally, STACR 2016-HQA3 has a reference pool of single-family mortgages with an unpaid principal balance of more than $15.7 billion. The reference pool consists of a subset of 30-year fixed-rate single-family mortgages acquired by Freddie Mac.The report states that Freddie Mac has led the market in introducing new credit risk-sharing initiatives with STACR, Agency Credit Insurance Structure (ACIS) and Whole Loan Securities (WLS(SM)), and was the first agency to market these types of credit risk transfer transactions. The company states that it has since grown its investor base to more than 200 unique investors, including insurers and reinsurers. Additionally, since 2013, the company has transferred a significant portion of credit risk on nearly $530 billion of UPB on single-family mortgagescenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Freddie Mac Prices Sixth STACR Offering About Author: Kendall Baer The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago September 13, 2016 1,351 Views Previous: National Foreclosure Rates Back to Pre-Crisis Levels in July Next: New Tool Launched for REO Market The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribelast_img read more

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CFPB Complaints: What They Mean to Servicers

first_img Demand Propels Home Prices Upward 2 days ago  Print This Post Black Knight Financial Services CFPB Complaints CoreLogic Five Star Institute 2016-09-01 Kendall Baer Home / Daily Dose / CFPB Complaints: What They Mean to Servicers Sign up for DS News Daily Subscribe September 1, 2016 1,153 Views The Best Markets For Residential Property Investors 2 days ago Share Save Previous: Pending Home Sales Prevail Despite Tight Inventory Next: Freddie Mac Sets Up Sale of Sixth STACR Pool Demand Propels Home Prices Upward 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Black Knight Financial Services CFPB Complaints CoreLogic Five Star Institutecenter_img Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, Texas. Born and raised in Texas, Baer now works as the online editor for DS News. Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, Government, News The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Kendall Baer Data Provider Black Knight to Acquire Top of Mind 2 days ago Consumer Financial Protection Bureau (CFPB) complaints are difficult to track and address, but they can potentially cause significant reputational damage to mortgage lenders and servicers if common issues in the complaints are not handled properly, according to a recent report from CoreLogic.The report states they used CoreLogic tax servicing data to evaluate the reasons for CFPB mortgage complaints and found that the number of overpayment-related escrow account refunds is one of the main factors of these complaints.The report also states that escrow accounts are often required by the lender or servicer to pay taxes and hazard insurance premiums for the borrower on top of monthly mortgage payments and likewise, the servicers typically evaluate the principal, interest, tax, and insurance on an annual basis and charge borrowers on a monthly basis. CoreLogic reports that if the borrowers overpay, they will receive a refund at the end of the year, and the overpayment can be due to various reasons such as borrower overpayment during closing, double payments by both the borrower and the servicer and inaccurate annual bill estimation.Where the problem lies according to the report is if borrowers learn that they have been overpaying for months without the opportunity for a refund. If the borrowers have a non-escrow account, on the other hand, they will be responsible for all the tax and hazard insurance payments and can potentially encounter penalties from the taxing agency for late payments.CoreLogic determined after extracting complaints data from the CFPB’s official website from January 2013 through December 2015 for four relevant complaint categories: loan servicing, payments, escrow account; application, originator, mortgage broker; settlement process and costs; and credit decision/underwriting, that mortgage servicers can achieve a significant reduction in borrower complaints by improving the accuracy of their yearly mortgage bill estimation and more efficiently processing refunds to the borrowers. But even with this information, the question remains: are these CFPB complaints an accurate representation of these servicers and lenders?The Five Star Institute and Black Knight Financial Services came together in March of 2015 in a white paper examining how the mortgage-related complaints received by the CFPB are on the decline after an initial ramp-up period, and delinquent loans and foreclosures have also decreased. The report seeks to address of the question of whether these two stats are falling at the same rate and if there is a correlation between the two.For the comparison of complaint trends and loan trends, the comparison revealed that complaints in the category of “loan modification, collection, and foreclosure” declined by more than 50 percent on an absolute basis and by 35 percent on a relative basis versus non-current loan inventory. This translates to a rate of about 13 complaints per 10,000 non-current loans as of Q4 2014. Meanwhile, the rate of complaints received in the “loan servicing, payments, and escrow account” was reported to be only one for every 10,000 current loans in Q4, which calculated to just 0.77 basis points.“When the data presents that there are 13 complaints per 10,000 non-current mortgage loans, we need to ask the question if the criticism mortgage servicers are receiving is warranted, and if these numbers instead align more closely with the normal course and expectations of doing business,” said Ed Delgado, President and CEO of The Five Star Institute.For more information on the study click HERE.The Five Star Institute is the parent company for DS News and DSNews.com. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago CFPB Complaints: What They Mean to Servicers Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

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